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Ovatko Euro-alueen pankkien korkokatteet laskemassa kymmenillä miljardeilla?

Euro-alueen ohjauskorkoa pidettiin pitkään nollassa tai negatiivisena, Elokuussa 2022 ohjauskorkoa ryhdyttiin nostamaan ja kesäkuusta 2024 niitä on taas ryhydytty laskemaan. Ohjauskoron muutoksen SUORA vaikutus liikepankeille (ja myös keskuspankille itselleen) on nykyään merkittävästi erilainen kuin mihin historiassa on totuttu. Historia pitää puolestaan jakaa aikaan ennen ja jälkeen QE-toiminnan joka kasvatti pankkien likvidejä varoja valtavasti.

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